Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Social Security: By the Numbers Here are five facts about Social Security that might surprise you. What's New for Social Security? There have been a number of changes to Social Security that may affect you, especially if you are nearing retirement. Self-Employed Retirement Plans Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.